You refer.They disburse.You get paid.

31,000+
finance professionals follow our lending desk
Daily
banking & credit briefings from the newsroom
30+
partner banks and NBFCs on the panel
How it works

Follow one referral to the payout.

01 · Referral shared

A name and a number on WhatsApp. That is all we need from you.

02 · Underwriting

We run the file across the lender panel and keep you posted.

03 · Sanctioned

A lender approves the offer and the client accepts it.

04 · DisbursedDisbursed

Money reaches their account. Your payout is now due.

Your ledger · August
₹18,750
Priya S. · Disbursed+ ₹10,000

Illustrative journey — your exact terms are confirmed on WhatsApp before your first referral

What you earn

Terms agreed before you start.

You earn when the loan disburses — not before, not maybe. No joining fee, no exclusivity, and nothing owed to you on applications that do not go through.

Referral shared
Lender disburses
Payout due
Payout
Confirmed with you on WhatsApp before your first referral
Paid out
After the lender confirms disbursal

Payouts are due only on loans actually disbursed by the lender. We confirm the exact terms with you on WhatsApp before you refer anyone — nothing is expected from you until then.

Connector programme

Sign up as a connector.

Five questions. We will message you on WhatsApp to take it forward.

We use your details only to contact you about the connector programme. No credit check is run, and nothing here affects your credit score.

What we are, and what we are not

Finsamudra Technologies Pvt. Ltd. acts as a Direct Selling Agent, sourcing loan applications for our partner banks and NBFCs. We are not a lender and we do not lend money.

Every credit decision, interest rate, fee and final loan amount is set by the lender alone. Neither we nor our connectors can promise an approval, a rate, or a disbursal timeline — please do not tell a client otherwise.

Connectors are never to collect any fee from a client on our behalf. Loan funds move directly between the lender and the borrower and never pass through us or through you.

Questions about the programme? Read more about Finsamudra.