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JMJ Fintech Q1 FY27 Net Profit Rises 72.48% to ₹1.97 Crore

The lender reported a 72.48% year-on-year (YoY) surge in net profit to ₹1.97 crore, up from ₹1.14 crore recorded in the corresponding quarter of the previous fiscal year.

Startups1 min read

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72.48% year-on-year (YoY) surge in net profitJMJ Fintech Limited


Total Assets Under Management (AUM) expanded 82.11% YoY to reach ₹78.23 crore, while total revenue for the quarter grew to ₹5.36 crore (+5.7% YoY).

Alongside its quarterly earnings performance, JMJ Fintech announced strategic developments spanning digital origination and capital raising:

  • Launch of "Moneybro" Platform: As part of its digital transformation strategy, the company launched its proprietary tech-driven lending platform, Moneybro, transitioning manual branch-based onboarding into digital-first credit delivery.
  • Equity & NCD Fundraising Mandate: The board approved plans to raise fresh growth capital through a preferential allotment of up to 1.6 million equity shares alongside ₹2 crore in Non-Convertible Debentures (NCDs) to support upcoming quarterly loan disbursements.

    Financial & Industry Outlook

For emerging micro-cap NBFCs, scaling balance-sheet assets while driving operating leverage depends heavily on digital origination efficiency.

Transitioning toward proprietary digital lending platforms enables regional lenders to lower customer acquisition costs (CAC), expand distribution reach, and improve net profit margins while maintaining double-digit AUM growth.


Why it matters

Q1 Profit Report

Sources

Finsamudra Desk17 Aug 2026, 4:36 pm IST
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Finsamudra Desk

Scaling Beyond ₹1,500 Crore: Why Amit Saini’s Appointment Anchors Namdev Finvest’s Risk Moat

The appointment of Amit Saini as Head of Risk Management at Namdev Finvest Limited marks a vital governance consolidation for the Jaipur-headquartered non-banking financial company (NBFC). Saini brings extensive experience across risk governance, internal audit, and credit controls, having previously served as Chief Risk Officer at Choice, with formative tenures at Laxmi India Finance and benchmark affordable housing lender Aavas Financiers Ltd.

Startups1 min read

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